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Comprehensive Car Insurance
A Comprehensive Car Insurance policy is the most extensive car insurance coverage under which an insurance company is liable to pay for financial liabilities incurred towards a third party as well as for the own damages sustained by the insured’s car. In addition to road accidents, the policy is applicable in the event of natural calamities, man-made disasters, self-ignition or lightning, explosion, fire, theft, etc
Third-Party Car Insurance
A third-Party car insurance policy is a mandatory requirement for driving a car in India. It is the most basic car insurance plan and is thus also called Liability Only Car Insurance Policy. Under this cover, the insurance company is liable to pay for the bodily injuries, permanent disability, temporary disability as well as death of the third party caused by an accident involving the insured’s car. This plan also provides coverage for property damage incurred by the third party up to Rs. 7.5 Lakh.
Own Damage Car Insurance
In September 2019, the Insurance Regulatory and Development Authority of India (IRDAI) introduced the standalone Own-Damage car insurance policy. Under this plan, the insured gets insurance coverage only for the own damages sustained by his/her four-wheeler in a road accident, natural/man-made calamity, fire, explosion, theft, or any other mishap. A standalone own-damage car insurance policy aims at offering the insured the flexibility in terms of the insurance provider they want to choose.
Car Accident Law – Know Your Rights!
- A Guide To Your Rights If You Are In A Car Accident
If you were involved in a car accident, it is important to follow certain procedure in order to receive the compensation you deserve and protect your rights. Insurance providers may refuse to provide compensation or place a limit on the amount of compensation available. It is important to understand how insurance claims work after different types of automobile accidents and how a lawyer may be able to help you.
- Can Texting While Driving Lead to a Murder Charge
A driver was sending a text message when he accidentally swerved across the middle line and killed the driver of a vehicle heading in the opposite direction. The incident was clearly an accident, but was the teen’s action of composing text messages while driving so wanton and reckless that it could amount to criminal homicide?
- Hit and Run Accidents and the Consequences
For those who caused the accident then fled the scene, usually in a panic, the consequences can be severe.
- How do You Know Who is at Fault in a Car Accident
Determining the responsible party for a car accident can sometimes be tricky. There is often a difference between who actually caused an accident and who legally is at fault.
- How to Know if a Car Accident Case is Worth Anything
Virtually any civil lawsuit has one thing in common: damages. That is the injury, financial harm, or damage to property for which one is entitled to recover money from the other party.
- In a Rear End Collision, Is the Guy in the Back Always at Fault?
Being in any accident can be a nightmare, but when you are the driver of a vehicle that collided with another from the rear, it can be particularly troubling. Conventional wisdom will usually tell you that the driver in the back is always at fault, and in most instances this will be true, but not all.
- Single-Vehicle Accidents
A single vehicle collision or single-vehicle accident is, as the name implies, a car collision in which only one vehicle is involved. This can include accidents like running off the road, colliding with fallen rocks, running over debris on the road, losing control of the vehicle and rolling it, hitting animals, and so forth.
- What to Do After a Hit-and-Run Accident
For many, it can be a nightmare scenario: driving safely and minding their own business when another vehicle hits them, causes damage and possibly injuries, then flees the scene. What do you do? Who will pay for the damage?
- What to do When a Defective Part Caused Your Car Accident
We expect our cars to keep us and our families safe, but with a system of hundreds of moving parts, it is not uncommon for something to fail, often with dangerous results. Indeed, each year, millions of cars are recalled because of manufacturing defects or defective parts that can cause fatal car crashes.
What to Do After a Car Accident
What to Do After a Car Accident
Due to the high number of accidents, motor vehicle accidents compromise the most significant proportion of personal injury cases. Knowing what to do immediately after an accident can make a significant impact in a case and help individuals protect their legal rights. Use this car accident law handbook to understand your legal rights and strengthen your claim.
Suicide is the intentional taking of one’s own life. This case from Maryland, explains that “suicide is the intentional taking of one’s own life, i.e., by his or her own hands.”
Suicide is no longer considered a crime in the United States; however, some states have attempted suicide listed as a crime in their criminal statutes. On the other hand, assisted suicide (when someone helps another to commit suicide) is a crime in all U.S. states, with physician-assisted suicide being an exception to this rule in some states.
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